When you are involved in a car accident and suffer injuries, you expect your insurer to compensate you for the loss and injury. In most cases, if you can prove you were not liable for the accident, the settlement process is simple and straightforward. However, there are times when the insurer may start acting in bad faith. They might delay the settlement, keep asking for various documents or evidence, and employ other tactics to frustrate your efforts to get compensation.
If you experience these challenges, it is advisable to get a personal injury lawyer right away. They will help you take the following steps to demand settlement and stop any tactics to delay or reject your claim.
Find Out Their Reason for Stalling the Process
The first thing to do is find out why your insurer has stalled the compensation process. The three common reasons why they slow down the process is when there is insufficient evidence, when you had pre-existing injuries, and when you don't have coverage for the injuries or damages you incurred in the accident.
If the insurer claims there isn't enough evidence to award you a settlement, a personal injury lawyer will help you find evidence to facilitate a settlement. If the problem is pre-existing injuries, the lawyer will work with the doctors to show how the new injuries have made your life worse than before.
Find Out If They Are Acting in Bad Faith
Bad faith is when the insurer knows you deserve a settlement, and there is evidence to support this, but they still choose to frustrate you. They might do this with the hope that you will give up, and they will not have to pay you. A lawyer will help you find out if your insurer has reason to delay your settlement or they are acting in bad faith.
Taking the Case to Court
The law allows you to seek justice in a court of law if the insurer is acting in bad faith. The lawyer will gather and prepare the evidence to present before a jury. They will examine it and help make a ruling on whether the insurance company should compensate you.
Remember that your success in the case will depend on the level of expertise and experience of the personal injury lawyer you engage in the process. With a competent lawyer, you will avoid making mistakes and get a favorable settlement within no time. Reach out to a local firm like The Harris Law Firm for assistance.
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